Check out with Affirm
How Affirm works
1. Fill your cart
Select Affirm at checkout, then enter a few pieces of info for a real-time decision.
2. Choose how you pay
Enter a few pieces of info for a real-time decision. Pick the monthly payment plan you like best. You'll never pay more than you agree to up front.
3. Pay over time
Make payments at Affirm.com or in the Affirm app. You will get email and text reminders.
Buy with confidence
With Affirm, you always know exactly what you'll owe and when you'll be done paying.
Transparent
Affirm tells you up front the total amount you'll pay. That number will never go up.
Flexible
You choose the payment schedule that works for you.
Fair
Affirm won’t charge you late fees or penalties of any kind, ever.
Rates from 0%-36% APR. Payment options through Affirm are subject to an eligibility check and
are provided by these lending partners: https://www.affirm.com/lenders. Options depend on your purchase
amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services,
LLC are made or arranged pursuant to a California Finance Lender license. For licenses and
disclosures, see affirm.com/licenses.
FAQs
Can I pay off my purchase early? Yes! There’s no penalty for paying early.
How do I make my payments? You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm? Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score? No- your credit score won’t be affected when you create an Affirm account or check your eligibility. When you apply for or check to see if you prequalify for Affirm financing, it's considered a soft inquiry, which does not affect your credit score. If you decide to pay with installments through Affirm, your payments may be reported to credit bureaus. You can find more information on Affirm's Help Center.
Do I need a mobile number to use Affirm? Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.
Where can I learn more about Affirm? You can visit their website at affirm.com.